Reading Time: 3 minutes The Need for Zero Downtime Across All Layers In today’s global marketplace, businesses rely on 24/7 availability to meet the demands of customers and markets. Whether it’s a FinTech platform processing real-time trades or an airline system coordinating flights, downtime—whether due to software errors or broader IT infrastructure issues—can lead Read more…
Reading Time: 3 minutes In recent years, quantum computing has become a buzzword, sparking excitement and concern across industries including FinTech. Unlike classical computers that use bits as the smallest unit of data (represented as 0s or 1s), quantum computers use quantum bits, or qubits, which can represent and process multiple states simultaneously. Imagine Read more…
Reading Time: 3 minutes A recent Broadridge survey highlights that 70% of financial firms see legacy technology as a significant barrier to digital transformation. Traditional brokerages, still tied to outdated on-premise systems, face obstacles to growth, scalability, and responsiveness to customer demands. This technical debt not only leads to high maintenance costs but also Read more…
Reading Time: 3 minutes While Bitcoin and Ether continue to dominate financial headlines with their price swings, the broader, everyday use of cryptocurrencies remains limited. This gap largely stems from the perceived complexity of blockchain technology (wrapped in a shroud of technical jargon and complex processes that can deter even the most enthusiastic users). Read more…
Reading Time: 4 minutes Trust is the cornerstone of any successful crypto platform. In digital assets, where transactions and holdings are virtual, users must feel confident that their trust in crypto investments is not compromised. This week, the CrowdStrike incident demonstrated that even without an external attacker, cybersecurity can still fail, highlighting the importance Read more…
Reading Time: 3 minutes Imagine transforming every idle asset in your portfolio into a revenue stream. Fully-Paid Securities Lending (FPSL) enables investors to lend their fully-owned stocks, creating an additional income source. For brokerage firms, FPSL offers a way to capitalize on dormant assets, substantially increasing earnings through lending fees while also enhancing client engagement Read more…
Reading Time: 6 minutes The FinTech industry is no stranger to AI innovation, and the rise of conversational AI assistants—be it text-based chatbots or voice-enabled systems—is one of the most transformative developments in recent times. These intelligent systems reshape customer interactions, automate services, and enhance security. However, with every innovation comes a set of Read more…
Reading Time: 3 minutes In the aftermath of the 2008 global financial crisis, trust in traditional financial institutions was at an all-time low. Investors, wary of human error and the high costs associated with financial advisors, sought alternatives, and that’s when the concept of robo-advisory models emerged. A robo-advisor is a digital platform that Read more…
Reading Time: 3 minutes Robinhood’s recent acquisition of Pluto Capital, a FinTech specializing in AI-driven investment strategies, has sent a clear signal to Wall Street: AI is becoming a key technology investment for capital market firms. This move is not an isolated incident; it underscores a broader trend in which AI is gaining ground Read more…
Reading Time: 3 minutes As more people rely on digital solutions for their banking needs, the impact of AI becomes increasingly relevant to our daily lives. AI’s market value is expected to reach $190 billion by 2025, and its integration into financial services can be a game-changer for consumers. FinTech firms are leveraging the Read more…
Reading Time: 4 minutes Roland Berger Consulting estimates that the total market value of asset tokenization will exceed USD 10 trillion by 2030, while BCG projects a USD 16 trillion. Current on-chain analytics suggest that $3 billion in assets are already tokenized, with major firms like BNY Mellon and JP Morgan leading the pack. Read more…